How to Save Money on a Tight Budget: Tiny Habits That Create Big Change
Discover easy ways to start saving money, build financial habits, and grow an emergency fund — even with just $1. Simple steps, small wins, real progress.
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAmerican Financial Solutions is a non-profit credit counseling, financial education, and debt consolidation agency headquartered in Seattle, Washington. Our certified counselors are financial experts with the passion to help empower you to get your finances under control. Allow us to help reduce your monthly fees, minimize interest rates, and stop those frustrating creditor calls through our various financial resources outlined below.
Resource Center – At American Financial Solutions, our goal is to help you manage your money successfully. We provide you the information you need to make informed financial decisions about the money topics that are most important for your success.
Blog - Stuffed full of topical articles and newsy bits about personal finance, budgeting, debt management, and more.
Online Classes - Free online financial classes that can help with debt management and a variety of other financial matters, called “Investing in Yourself.”
Frequently Asked Questions - Answers to common questions about credit and debt management issues and allows you to submit your own question to “Ask a Counselor” and receive an answer within two business days.
Financial Glossary - Learn more about common financial terms. Read detailed descriptions of financial terminology, focused on credit and debt management.
Budgeting - Develop a comprehensive family budget with our articles and budget worksheets that enable you to manage your money better and help you to avoid additional debt management problems in the future.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Discover easy ways to start saving money, build financial habits, and grow an emergency fund — even with just $1. Simple steps, small wins, real progress.
Is viral debt advice hurting your credit? Learn the real differences between debt settlement, consolidation loans, and nonprofit debt management plans.
Learn how AI tools can help you budget smarter, monitor credit, and start investing with more confidence — and where human guidance is still essential for long term financial decisions.
Confused about the proposed 10% credit card interest rate cap? This article breaks down what’s really happening—why no legal cap exists yet, why lenders aren’t lowering rates, what Congress is considering, and what consumers should do now. Learn how to protect yourself from high?interest debt and where to get real help today.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.